:root{--ink:#0c294f;--paper:#f7f9fc;--muted:#606b7b;--gold:#c5aa51;--line:#dce5ee}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.7 Arial,Helvetica,sans-serif}a{color:inherit;text-underline-offset:5px}img{display:block;max-width:100%;object-fit:cover}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.1;letter-spacing:-.035em}h1{font-size:clamp(42px,5.5vw,78px);margin-bottom:28px}h2{font-size:clamp(32px,3.5vw,48px)}h3{font-size:29px}em{font-weight:400;color:var(--gold)}p{margin-bottom:24px}.skip{position:absolute;left:10px;top:-80px;background:white;padding:10px;z-index:100}.skip:focus{top:10px}header{border-bottom:1px solid var(--line);background:var(--paper)}.nav-shell{max-width:1280px;padding:25px 42px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;gap:18px;align-items:center;text-decoration:none;white-space:nowrap}.monogram{font:42px Georgia;letter-spacing:-5px}.dot{color:var(--gold)}.brand strong{font-size:14px;letter-spacing:2.5px;display:block}.brand small{font-size:9px;letter-spacing:2px;display:block;color:var(--muted)}nav{display:flex;gap:28px;align-items:center}nav>a{font-size:13px;text-decoration:none}nav>a[aria-current]{border-bottom:1px solid var(--gold)}.button{background:var(--ink);color:white;display:inline-flex;align-items:center;justify-content:center;gap:25px;padding:15px 23px;text-decoration:none;font-size:13px;letter-spacing:.2px;border:1px solid var(--ink);transition:background .2s}.button:hover{background:#174979}.text-link{font-size:14px;text-decoration:none;border-bottom:1px solid #a6b2a3;padding-bottom:5px;font-weight:500}.menu-toggle{display:none}.hero{max-width:1280px;margin:auto;padding:65px 42px 75px;display:grid;grid-template-columns:1.12fr 1fr;gap:65px;align-items:center}.eyebrow{font-size:10px;letter-spacing:2.6px;font-weight:600;margin-bottom:26px;line-height:1.5}.lead{max-width:520px;font-size:18px;line-height:1.75;color:var(--muted)}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:25px;margin:30px 0}.hero-note{margin-top:50px;font-size:10px;letter-spacing:1.5px;border-top:1px solid var(--line);padding-top:20px}.hero-note span{display:block;letter-spacing:0;font-size:13px;margin-top:7px;color:var(--muted)}.hero-visual{position:relative;padding-right:28px}.photo-frame{position:relative;background:#e1edf7;min-height:470px}.photo-frame img{width:100%;height:520px;object-position:center 30%;filter:saturate(.75)}.photo-caption{position:absolute;bottom:0;left:0;right:0;padding:70px 25px 27px;background:linear-gradient(transparent,rgba(12,41,79,.95));color:#fff}.photo-caption span{font-size:9px;letter-spacing:2px}.photo-caption strong{font:29px/1.2 Georgia;display:block;margin-top:12px}.vertical-note{position:absolute;right:0;top:10px;writing-mode:vertical-rl;letter-spacing:2.5px;font-size:9px}.credential-bar{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:1fr 1fr 1.4fr;padding:30px max(42px,calc((100% - 1196px)/2));gap:40px}.credential-bar strong{font:25px Georgia;display:block}.credential-bar span{display:block;font-size:11px;color:var(--muted);margin-top:8px}.section{max-width:1280px;margin:auto;padding:85px 42px}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:50px;margin-bottom:45px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:360px;font-size:15px;color:var(--muted);margin-bottom:0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.service-grid article{border-top:1px solid var(--line);padding-top:25px}.number{font-size:11px;letter-spacing:2px;color:var(--gold);display:block;margin-bottom:30px}.service-grid p,.post-card p{font-size:14px;color:var(--muted)}.about-strip{background:#edf3f9;padding:70px max(42px,calc((100% - 1196px)/2));display:grid;grid-template-columns:1.2fr 1fr;gap:65px}.about-strip h2{margin-bottom:0}.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.post-card{border-top:3px solid var(--ink);padding:24px 0 10px}.post-card h3{font-size:28px;line-height:1.2;margin:22px 0}.post-card h3 a{text-decoration:none}.post-card h3 a:hover{text-decoration:underline}.post-meta{font-size:10px;letter-spacing:.9px;text-transform:uppercase;color:var(--muted)}.post-meta span{padding:0 6px;color:var(--gold)}.closing{background:var(--ink);color:var(--paper);padding:65px max(42px,calc((100% - 1196px)/2));display:flex;align-items:center;justify-content:space-between;gap:30px}.closing h2{margin:0}.closing em{color:#c5aa51}.light{background:var(--paper);color:var(--ink);border-color:var(--paper)}.light:hover{background:#e8eef5}footer{max-width:1280px;margin:auto;padding:50px 42px 25px}.footer-top{display:flex;justify-content:space-between;gap:35px;align-items:flex-start}.footer-top>p{font-size:13px;color:var(--muted)}.footer-top>div{display:flex;gap:24px;font-size:12px}.footer-bottom{border-top:1px solid var(--line);padding-top:23px;display:flex;justify-content:space-between;font-size:10px;margin-top:28px;color:var(--muted)}.source-note{font-size:10px;color:var(--muted);line-height:1.7;margin-top:25px}.page-head{max-width:1280px;margin:auto;padding:75px 42px 30px;border-bottom:1px solid var(--line)}.page-head .lead{max-width:680px}.profile{display:grid;grid-template-columns:1fr 1.3fr;gap:70px;align-items:start}.profile-photo{width:100%;aspect-ratio:1;filter:saturate(.8)}.profile p{color:var(--muted)}.services-detail article{display:grid;grid-template-columns:1fr 2fr;gap:35px;border-top:1px solid var(--line);padding:45px 0}.services-detail article:first-child{border-top:0;padding-top:0}.services-detail p,.services-detail li{color:var(--muted)}li{margin-bottom:14px}.filter-row{display:flex;align-items:center;gap:20px;flex-wrap:wrap;font-size:13px}.filter-row input,.filter-row select{font:14px Arial;padding:15px;background:white;border:1px solid var(--line);color:var(--ink);border-radius:0}.filter-row input{flex:1;min-width:200px}.article-head{max-width:980px}.article-head h1{font-size:clamp(38px,5vw,66px);margin-top:25px}.article-head .eyebrow{margin-top:35px}.article-body{max-width:800px;margin:auto;padding:45px 42px 80px;font-size:18px;color:#43546b}.article-body h2{font-size:31px;margin-top:45px;color:var(--ink);letter-spacing:-.02em}.article-sources{border-top:1px solid var(--line);margin-top:50px;padding-top:25px;font-size:13px}.article-sources h3{font-size:23px}.article-sources p{font-size:12px}.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:65px}.contact-panel{background:#edf3f9;padding:40px}.contact-phone{font:30px Georgia;text-decoration:none}.contact-grid h2{font-size:36px}[hidden]{display:none!important}:focus-visible{outline:3px solid #c5aa51;outline-offset:5px}@media(max-width:900px){.nav-shell{padding:22px 25px}nav{gap:18px}.hero{gap:30px;padding:50px 25px}.hero h1{font-size:52px}.photo-frame img{height:470px}.section{padding:65px 25px}.section-heading{gap:25px}.credential-bar{padding:25px;gap:20px}.credential-bar strong{font-size:22px}.about-strip,.closing{padding:55px 25px}.profile{gap:35px}.page-head{padding:60px 25px 25px}.post-grid{grid-template-columns:repeat(2,1fr)}footer{padding:40px 25px 25px}.contact-grid{gap:30px}.footer-top{flex-wrap:wrap}}@media(max-width:680px){.menu-toggle{display:block;background:none;border:1px solid var(--line);padding:10px;font:12px Arial;color:var(--ink)}.nav-shell{position:relative}.brand{gap:14px}.brand strong{font-size:12px}.brand small{font-size:8px}nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);padding:25px;z-index:10;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}nav.open{display:flex}.hero{grid-template-columns:1fr;padding-top:40px;gap:35px}.hero h1{font-size:51px}.hero-note{margin-top:30px}.hero-visual{padding-right:22px}.photo-frame{min-height:0}.photo-frame img{height:440px}.credential-bar{grid-template-columns:1fr;gap:20px}.credential-bar>div{display:flex;gap:20px;align-items:center;justify-content:space-between}.credential-bar strong{font-size:22px}.credential-bar span{font-size:10px;max-width:135px;margin:0}.section-heading{display:block}.section-heading>p,.section-heading>.text-link{display:block;margin-top:25px}.service-grid,.post-grid,.about-strip,.profile,.contact-grid{grid-template-columns:1fr}.service-grid{gap:35px}.about-strip{gap:25px}.closing{flex-direction:column;align-items:flex-start}.footer-top{flex-direction:column;gap:15px}.footer-bottom{gap:15px}.profile-photo{max-width:420px}.services-detail article{grid-template-columns:1fr;gap:0}.services-detail .number{margin-bottom:20px}.page-head h1{font-size:44px}.filter-row{gap:12px}.filter-row input{flex-basis:100%}.article-body{padding:25px 25px 60px;font-size:17px}.article-head h1{font-size:39px}.contact-panel{padding:28px}.actions{gap:20px}.section{padding-top:55px;padding-bottom:55px}}

.axiom-brand{display:block;margin-right:auto;margin-left:5px}.axiom-brand img{width:145px;height:auto;object-fit:contain}.broker-affiliation{font-weight:600;color:#0c294f!important}.hero-note span{line-height:1.6}@media(max-width:1000px){.axiom-brand img{width:110px}.nav-shell{gap:20px}nav{gap:16px}}@media(max-width:680px){.nav-shell{flex-wrap:wrap;gap:15px}.axiom-brand{order:3;flex-basis:100%;margin:0;border-top:1px solid var(--line);padding-top:12px}.axiom-brand img{width:125px}.menu-toggle{margin-left:auto}}

.axiom-brand{background:#0c294f;padding:9px 12px}.affiliation-top{font-size:13px;line-height:1.6;font-weight:600;margin-bottom:20px}@media(max-width:680px){.axiom-brand{flex-basis:auto;border:0;margin-right:auto;padding:8px 12px}.axiom-brand img{width:115px}}
.review-card{padding:28px;background:#edf3f9}.review-stars{color:#866c21;letter-spacing:4px;font-size:23px}.review-card blockquote{margin:22px 0;font-size:16px;line-height:1.8;white-space:normal;overflow-wrap:anywhere}.review-form-section{border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.2fr;gap:70px}.review-form-section label{display:block;font-size:13px;font-weight:600;margin:18px 0 7px}.review-form-section input:not([type=checkbox]):not([type=hidden]),.review-form-section select,.review-form-section textarea{width:100%;padding:14px;border:1px solid #b5c7da;border-radius:0;background:#fff;color:var(--ink);font:16px/1.5 Arial}.review-form-section textarea{resize:vertical}.review-form-section .review-consent{display:flex;align-items:flex-start;gap:12px;font-weight:400;line-height:1.6;margin:22px 0}.review-consent input{margin-top:4px;width:18px;height:18px;flex-shrink:0}.review-notice{padding:20px;background:#dce8d8;margin-bottom:25px}.review-error{padding:20px;background:#fff3d4;margin-bottom:25px}.review-honey{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.reviews-empty{padding:30px;background:#edf3f9;color:var(--muted)}button.button{cursor:pointer}nav{gap:20px}@media(max-width:680px){.review-form-section{grid-template-columns:1fr;gap:25px}}

/* Axiom-inspired palette and beveled photography */
.nav-shell{border-top:5px solid #2ea3f2;background:#fff}
.axiom-brand{background:#0c294f;border-radius:8px;box-shadow:0 3px 10px rgba(12,41,79,.14)}
.photo-frame{border:7px solid #edf5fd;border-top-color:#fff;border-left-color:#fff;border-right-color:#bccdde;border-bottom-color:#aabfd5;border-radius:22px;overflow:hidden;box-shadow:0 0 0 1px rgba(12,41,79,.12),0 0 32px rgba(46,163,242,.23),0 16px 35px rgba(12,41,79,.18)}
.photo-frame img{filter:none;border-radius:14px}
.photo-frame::after{content:"";position:absolute;inset:0;border-radius:14px;box-shadow:inset 2px 2px 6px rgba(255,255,255,.42),inset -2px -2px 8px rgba(12,41,79,.24);pointer-events:none}
.profile-photo,main img:not(.photo-frame img){border:6px solid #edf5fd;border-top-color:#fff;border-left-color:#fff;border-right-color:#bccdde;border-bottom-color:#aabfd5;border-radius:20px;filter:none;box-shadow:0 0 0 1px rgba(12,41,79,.12),0 0 28px rgba(46,163,242,.22),0 12px 28px rgba(12,41,79,.16)}
.review-stars{color:#866c21}
@media(max-width:680px){.photo-frame{border-width:5px;border-radius:18px;box-shadow:0 0 24px rgba(46,163,242,.2),0 10px 24px rgba(12,41,79,.14)}}
.about-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:70px;align-items:start}.about-grid .profile-photo{width:100%;max-width:420px}.service-details{display:grid;grid-template-columns:1fr 1fr;gap:50px}.service-details article{border-top:1px solid var(--line);padding-top:25px}.service-details article h2{font-size:36px}.service-details article p{max-width:620px}@media(max-width:680px){.about-grid,.service-details{grid-template-columns:1fr;gap:35px}}

.axiom-brand{background:#fff;padding:6px 8px;box-shadow:none;border-radius:0}.axiom-brand img{width:180px;height:auto;object-fit:contain}@media(max-width:680px){.axiom-brand img{width:135px}}